Category Archives: News

Fall Colors

The spectacular colors of fall are here once again in Rim Country and are certainly worth the trip to see. Once you are here, you can pick your method of taking in the sights. Hike, bike, or drive your way through the breathtaking experience of Autumn in full color! The third and fourth week of October are the optimal time to see the richest colors of the area. The forest is home to Oaks, Maples, Sumac, Woodbine and others that add golds and reds to the greens of the pine and evergreen. Certain vantage points on the Rim offer nearly 100 mile views out over the horizon. Be sure to remember your camera!

Hiking Trails

Below are listed some of the hikes that showcase the best views of the colors. Some trails allow bikes. Some allow horses. They vary in levels of difficulty and length, so there is something for everyone. Remember to always wear sturdy hiking shoes and take adequate water with you during your hikes.

Horton Springs Trail

Drew Trail

Military Sinkhole Trail

Drive Tours

Some prefer the less strenuous path and enjoy taking in the beauty of the season from the climate controlled comfort of their vehicles. For them, the following:

Forest Service Road 300: Top of the Rim, drive through the Aspens,
Turn left at Wood Canyon Lake Road.

Forest Service Road 284: Across from Tall Pines Market in Christopher Creek,
2 miles to stand of Maples. Look down on colorful Oaks & Maples.

Fish Hatchery Road East of Kohl’s Ranch: 4 1/2 miles following Tonto Creek.

Halloween Trunk or Treat

The Town of Payson is hosting a wonderful event once again this year and, in light of COVID-19 is taking many precautions to do so. Admission is FREE. All who attend do so at their own risk. If you or your child have recently been ill or are showing symptoms, please stay at home and do not attend. This year’s event will begin earlier to give families more time to come and go, leaving more room for all to attend at some point in the evening. The event runs from 4pm-8pm, or until the candy runs out. For more information, you can visit the town’s website at paysonrimcountry.com/fallfest

Home Buying 101

You’ve done it. You weighed the options, juggled the pros and cons between renting and buying, and come to the decision to go after that good old American dream of home ownership. Maybe it’s a big life change that’s spurred this new choice like a marriage or new baby, or maybe it’s just time. Whatever the case, we’ve prepared a list of steps to take when starting the journey to first time home ownership.

▪ Check your credit report. First you’ll want to be sure it is all correct information. You won’t want any surprises coming your way. Some items may be simple fixes, but you want to go into the process with a good knowledge of how your credit looks. It goes without saying that during this period you should stay up to date on all bills and obligations.
▪ Sit down and put on paper an estimate of your financial picture including all income, debts, savings, investments, and anything else that adds to your financial life.
▪ Get prequalified. Put in simple terms this means getting a financial institution like a bank or credit union to agree to a loan amount for a period of time, giving a chance to look for a home after in that dollar range. Doing a preliminary search online will help new home buyers to know what competitive rates looks like. They can then use that information to shop around locally for the best rate offered to them. Most contemporary underwriting is automated in larger banks, so if you have irregular, seasonal, or unusual income or financial circumstances, you will want to look for smaller community banks or credit unions that offer manual underwriting to serve you most optimally.
▪ Begin the hunt! Now is the time to do the fun part, looking for your dream home. With the pre-approval amount as a guide, you can begin to narrow your search and view available properties in your area. A great real estate agent will be essential to knowing how to match your wants and needs with your budget and location specifications. Sites like Zillow are also available to get you started and help to narrow down the search in cases where the market is particularly saturated with available properties.
▪ Narrow it down. While it is fun to fantasize about top of the line and fancy-schmancy anything goes budget, that is not the case for most first time home buyers. Hidden costs of home ownership are very real and seemingly around every corner of the process, so it is essential that homeowners do not choose homes near the high end of what they have calculated as “what they can afford.” Leaving a financial buffer is not only prudent, but often proves necessary in the course of new home ownership. Choose your home from well within your comfort zone.
▪ Make an offer. With the help of your real estate agent, submit an offer on the property you choose. Real estate agents have access to a lot of information that will help you place offers more likely to be accepted. They know what prices homes are selling for in the area, how long the property has been on the market, and market conditions at the time you are making the offer. They are definitely an asset during this stage.
▪ Get a home inspection. Ideally you will want an inspection done by a professional who is independent of anyone who will make money on the home transaction. There are bound to be small problems with any older home, but it’s the big and costly ones you are looking for. Your real estate professional will know if any inspection findings give cause to adjust your offer
▪ Apply for a mortgage. You have the pre qualification, now its time to make it final. The lender has to sign off on the home as worthy of the amount being lent, so they will do an inspection of their own. They will ask for proof of homeowners insurance, so you will want to have gotten that beforehand. Also needed at this time will be your financial records since your pre qualification
▪ Closing time. This one is the doozy. Many papers will be signed to transfer the property to you. Don’t forget your photo ID! You will be signing your name many many times! Your real estate agent should prepare you for closing costs so you’ll know how much you will be paying on closing day. Average closing costs come in at around 2% of the home price
▪ Take those keys! After the loan closes and is fully funded (sadly not the same day as closing day, typically) You will be handed your shiny new keys! The long process over, you can now enjoy your new home!

Rim Country Arizona, in Northern Gila County is home to Payson, Pine, Strawberry, and the Largest Ponderosa Pine Forest in the world. Located just over an hour’s drive north of the metro Phoenix area, and boasting clean fresh air, and notably cooler temperatures, it is also a playground for outdoor enthusiasts of every age. Today we highlight activities that are geared specifically to appeal to children as well as adults. (Please always check websites AND site phone numbers for possible COVID or social distancing restrictions or changes to posted information)

Rim Country through the eyes of a child

Rim Country Arizona, in Northern Gila County is home to Payson, Pine, Strawberry, and the Largest Ponderosa Pine Forest in the world. Located just over an hour’s drive north of the metro Phoenix area, and boasting clean fresh air, and notably cooler temperatures, it is also a playground for outdoor enthusiasts of every age. Today we highlight activities that are geared specifically to appeal to children as well as adults. (Please always check websites AND site phone numbers for possible COVID or social distancing restrictions or changes to posted information)

Rim Country fun to keep kids entertained:

Payson:
Town of Payson https://paysonrimcountry.com/ The town itself is a treasure trove of fun activities and year round events. The parks listed below are gems of the town. Visit the website to see how the community “Adventures where we live!”
World’s Oldest Continuous Rodeo If you visit Payson in August, you can experience this amazing rodeo that has been held every year since 1884!
Green Valley Park The diamond of Payson. Hosting multiple lakes fully stocked for fishing, kayaking, canoeing, playground, walking paths, multiple covered ramadas and a cool grass amphitheater that hosts a popular summer concert series
Rumsey Park & Dog Park Our second town park houses our town library, off-leash dog park, tennis courts, pickle ball courts, playgrounds, skate park, horseshoe pits, athletic fields, and multiple covered ramadas
Rim Country Museum and Zane Grey Cabin Located on the Green Valley Park property, this is a great look at the history of Rim Country and popular western author Zane Grey. Adult admission $5 and children 12 and below enter at no charge.

Pine/Strawberry:
Strawberry SchoolhouseThis one room schoolhouse is a fun stop for kids and a throwback to the days of pioneer education. Check for hours and appointments
Pine Creek Lavender Farm A beautiful and aromatic tour through the beauty and color of nature. End your stop with a visit through the shop stocked with homemade lavender potions, soaps and calming elixers.
Pine-Strawberry Museum Explore the history of the tiny twin towns of Pine and Strawberry. Adults $1, Children ages 11 and below enter at no charge.

Rim Country:
Water Wheel Falls 1.6 mile trail that leads to a beautiful swimming hole. $9 Fee/Car

Tonto Creek Fish Hatchery One of the largest natural travertine bridges in the world. Beautiful hike. You can look from above or hike down under and through the bridge and waterfall below. Entrance Fee: $7/Adult $4/Child ages 7-13, Children 6 and below at no charge.
Tonto Creek Fish Hatchery Offering self guided tour of hatchery, this is a great family stop. Producing and stocking various types of trout to view, they also offer hiking trails through wetland areas and streams as well as picnic facilities.
Horton Creek Trail Easy level hike. 3.5 miles total but has water access throughout, so does not have to be completed if you have young children. Restrooms at nearby campground. No fees.
East Verde Park Hidden wonder just north of Payson. Small parking lot, but very close to water access. No fees. No restroom access.

When it comes to buying a home, often buyers feel that building new is the superior route over previously owned homes. What is often overlooked however are the sneaky hidden costs that drive up the price of new builds. Below are some of the expenses that often get forgotten when considering building a new home.

• The first big sticker shock when you are building a new home is that what is listed in that glossy brochure is not what you’re going to pay in the end. It might seem like a no brainer, but the big billboard teaser amount is nowhere near the amount you’re going to write on that closing check. Prepare yourself for the bottom line to be a much bigger number than you expect.

• Latent defects – Independent Home Inspection is still necessary. Even though everything seems shiny and new, builders do sometimes make mistakes, have oversights, or even sadly take shortcuts. Protect your most valuable investment and make sure you have an inspection done. Making sure the inspector is not affiliated with the builder is also key to a thorough inspection.

• Upgrades – Basic amenities come standard, but upgrades will cost you. Is it worth the price the builder is charging, or would it be more cost effective to do the upgrade yourself after move in? You might also want to take into consideration whether upgrading might make your home over improved for the area.

• Costs won’t stop after you close. Budgeting a cushion to make the house your own is a must. Now might be the time to do those upgrades you decided were too costly for the builder to do. Consider also the cost of running new utilities into your home for the first time, and landscaping your barren front and back lot.

• Home Warranty – It’s a brand new house, so why spend big dollars on home warranty service? You definitely don’t want to skimp here. Houses settle, and you’ll want to be sure you know your coverage and length of coverage so that any unanticipated bumps, breaks, or cracks can be covered by the builder in the early days.

• Lacking essentials – Where are the curtains, and, wait, where is the refrigerator? What exactly was included in the purchase price? Budgeting for necessities like major appliances and window coverings is a cost of new builds.

• Mortgage – Will the builder’s terms be the best? Sometimes, but it isn’t a given. It is always best to have representation of your own to navigate the terms of your mortgage and make sure you are getting the best.

• A new community is wonderful. Or is it? You have no idea. There is a downside to building/buying in an unestablished neighborhood. Previously owned homes come with neighbors and neighborhoods with established histories. You can research school districts, crime statistics, and get a feel for the neighbors themselves. New builds offer a blank slate. While that is not necessarily a bad thing, it is a cost to consider.

Overall there are pros and cons to both new builds and previously owned homes. Armed with resources like knowing potential hidden costs, home hunters can make the choices that best suit their needs.

Pet Paradise

Payson is literally a pet lover’s dream come true. Not only do we host the world’s largest Ponderosa pine forest, replete with a plethora of sticks for throwing, we are also home to a great many humans who are friendly to the four legged friends both living in and visiting Rim Country every day. So much so that visitors with canine companions are viewed as a joy rather than an irritation by most residents of our pet-loving community. Below we have resources listed to help any pet owners as they visit our area.

Dog friendly locations
An excellent resource for dog lovers: www.bringfido.com

Hotels

Majestic Mountain Inn – http://www.majesticmountaininn.com/
Quality Inn – https://www.choicehotels.com/arizona/payson/quality-inn-hotels/az402
Motel 6 (small dogs) – https://www.motel6.com/en/motels.az.payson.4794.html
The Strawberry Inn – https://www.thestrawberryinn.com/
Christopher Creek Lodge – https://christophercreeklodge.com/

In addition, you will find many VRBO, airbnb, and cabin rental owners willing to accept pets with and without pet deposits.

Restaurants – Dog friendly patios

Payson

Macky’s Grill – 201 W. Main Street
El Rancho – 200 S. Beeline Hwy
Fargo’s Steakhouse – 620 E. Hwy 260
Buffalo Bar & Grill – 311 S. Beeline Hwy
Mike’s Fish & Chips – 516 S. Beeline Hwy
Backwoods Bar & Grill – 210 E. Hwy 260

Pine

That Brewery – 3270 N. Hwy 87
Old County Inn – 3502 N. Hwy 87
The Randall House – 3821 N. Hwy 87

Activities

Payson Off-Leash Dog Park – 400 N. McLane Rd. (inside Rumsey Park)

Payson Farmer’s Market – Runs every Saturday between Memorial Day and Labor Day from 8am-Noon, 201 W. Main Street. Parking Lot of Sawmill Crossing Theaters.

Rumsey Park – 400 N. McLane Rd

Green Valley Park – 1000 W. Country Club Drive (Main Street turns into this street)

Hiking trails – Link to local trails – https://www.discovergilacounty.com/hiking-payson-ranger-district

Tonto Natural Bridge – 10 Miles north of Payson on Hwy 87. Follow signs from highway.

Payson does have a leash law and appreciates well behaved dogs and owners. Also a word of caution, per Town of Payson ordinance, all athletic fields are off limits to our canine companions. Apart from that, you can be sure to find the Rim Country an accommodating and refreshing retreat for man and beast alike.

When purchasing a home, questions will invariably arise on the need for a Home Warranty. What is it? What does it cover? Who pays for it? These are all reasonable questions, and the answers may vary based on the specifics of the home and purchase process.

What is it?    A home warranty is a contract covering repairs and replacements on systems and appliances in your home, usually for a period of one year. The homeowner can call the home warranty company if an appliance breaks or stops working within the given coverage period. Depending on the contract coverage, the home warranty company will pay to replace and install the new appliance if the old one cannot be repaired.

What does it cover?  A home warranty will typically cover most large items, such as your HVAC (central heating ventilation air condition), hot water heaters, plumbing, and electrical. The warranty may also cover regular appliances such as washers, dryers, refrigerators, and stoves. A warranty can be a source of comfort for a new homeowner to help alleviate some of the risks associated with large appliances in the home.

Who pays for it?  Most commonly, a home warranty may be part of closing costs whether paid for by the buyer or by the seller. If the seller includes a home warranty it will be included in the purchase contract. This is common due to the convenience of wrapping the cost into the overall price of the home, stretched over a long period of time.

If a home warranty is not included with the sale of the home – either from the seller or included in the contract of sale – the buyer’s agent may purchase a home warranty to protect their buyer.