Monthly Archives: September 2015

Homes for Sale Payson AZ – Step by Step Checklist for Home Buyers

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Homes for Sale Payson AZ Buyers ChecklistHomes for Sale Payson AZ – Step by Step Checklist for Home Buyers

So, you are in the market to buy a home. You may be thinking, “How do I even start this Process?” Well, our buyer’s checklist below is here to help. In this checklist, it will cover everything from the first stages of the process like how much home you can afford and getting pre-approved for a mortgage all the way through making an offer and closing the deal.

Step #1 – How Much Can You Afford: The first step of the home buying process is to determine how much house you can afford. This is the time to calculate your debt, monthly expenses as well as your monthly income. Take a look at your credit report and FICO score. Also, use a mortgage calculator and figure out your down payment needed for a home in your budget.

Step #2 – Mortgage: Now is the time to get pre-approved and pre-qualified for a home mortgage. You will want to choose the mortgage type right for you. And make sure you talk to at least three to five different lenders while shopping around for the best rates and programs available to you as a home buyers.

Step #3 – What you Want & Research Neighborhoods – You will want to determine not only the location of where you want to live but the size and type of home you want to purchase along with your price range and style of home. Remember to research the neighborhoods you are interested in living in, too. Look on the internet for schools and any zoning issues.

Step #4 – Select an Agent & Search for Homes – You will want to also get referrals when choosing a real estate agent who is knowledgeable about the neighborhoods you are interested in. Use the internet to search for homes online, pick up home flyers, and attend open houses in the area. Research all homes you are interested in buying and ask your agent for comps in the area. And remember to ask the seller why they are selling the home.

Step #5 – Make an Offer, Negotiate, & Close the Deal – Once you’ve done your research and settled on a house, it’s time to make an offer. Determine the purchase price, make any special requests and repairs clear, and define a move in date. Once you the buyer and the seller agree to all the terms, it’s time to sign the purchase and sales agreement. From here it’s time to get a home inspection and reports. You will want to complete the home loan process and do a final walk thru inspection prior to closing. Be sure to set aside some cash for closing costs and your down payment because you will need to bring a cashier’s check for these to the closing.

If you have any questions about the home buying process or homes for sale Payson AZ, please contact Rory at 928-595-0136

Homes for Sale Payson AZ: 3 Tips for Staging Your Home to Sell this Fall

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Homes for Sale Payson AZ - Fall Staging TipsHomes for Sale Payson AZ: 3 Tips for Staging Your Home to Sell this Fall

Ah, Fall is in the air. The mornings are nice and cool and the days are getting shorter. You may be wanting to sell your home this season and be wondering how you can stage your house to sell this Fall. Here are three tips you can use to stage your home for potential buyers.

Fall Colors: Fall colors are so warm and inviting. You can use them to make potential buyers feel right at home in your house. Place a fall bouquet of flowers on the kitchen table or even on an end table in the living room. An orange afghan or blanket draped over a chair and a couple red and brown throw pillows on the couch will tie the entire room together. A bowl of apples and pears on the kitchen counter in various colors is also attractive.

Fall Scents: Now is a great time to light a scented candle during an open house. Consider a harvest apple or pumpkin spice scent to bring the sense of fall into the air. Or a pot of simmer water on the stove with oranges, cinnamon, and cloves can also set a calming mood lingering throughout the home. Cinnamon scented pine cones are another option in a basket by the fireplace.

Fall Warmth and Light: Speaking of a fireplace, if your home has one, be sure to have a nice roaring fire going during an open houses. A bucket of aspen logs by the fire hearth always look attractive as well. Along with a fire, the light of candles throughout the house also give a warm and inviting feeling to potential buyers as they tour your home.

So, as you can see, Fall is a great time of year to use colors, scents, and light throughout your house to better stage your home for potential buyers who are looking for homes for sale Payson AZ. If you are looking to sell your home or looking for homes for sale Payson AZ, give Rory a call at 928-595-0136

Payson AZ Real Estate: 5 Areas to Address in Your Fall Maintenance for Your Home

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Payson AZ Real Estate Fall TipsPayson AZ Real Estate: 5 Areas to Address in Your Fall Maintenance for Your Home

Now is the time to check round your home for any upkeep and maintenance that needs to be done. Spring and Fall cleaning are very popular for keeping the inside of your house clean and clutter free but don’t forget about the exterior of your home because regular maintenance can really help when you go to sell your home in the Payson AZ real estate market. Below are five areas to address during your fall maintenance of your home.

Gutters – Cleaning the gutters on your home is a must at least twice a year. If you are unsteady on a ladder, consider hiring a handyman to do this job for you. After the winds and rains of the monsoon season, pine needles and leaves can clog gutters quickly. Begin by removing debris and flushing with water. Tighten any necessary brackets as well. If gutters are damaged beyond repair consider replacing them with new ones. Most new gutters come with built-in leaf guards which can reduce maintenance time in the future.

Doors & Windows: Now is the time to check windows and doors for any air gaps and leaks. Come winter, you don’t want heat to escape which can raise your energy bill. So, some prevention now can save money later. Caulk around windows and replace any worn weather stripping around doors.

Roof: Inspect your roof to ensure it is still in good shape. Look for any missing or loose shingles. Repair these yourself or get a roofing contractor to do the job before winter sets in and causes a leaky roof in the middle of a storm.

Cooling System: You will want to cover your air conditioner or swamp cooler units as soon as they are not needed anymore. Remember to drain swamp coolers thoroughly and vacuum internal parts of air conditioners. Covering your units will prevent rusting of essential internal working parts.

Heating System: Just as you want to prepare your cooling system for winter, you want to ensure your heating system for your home is in good working order before you need it. If you have a fireplace, now is the time to get it cleaned and inspected. Also, call your heating and cooling contractor to do a thorough inspection of your furnace system.

So, if you address this five areas in your fall maintenance for your home this year you will be protecting your investment for when you are ready to sell your home. If you are ready to sell your home now, call Rory at 928-595-0136 to list your home on the Payson AZ real estate market.

Things to Do Payson AZ: September Things to Do in the Rim Country

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Things to Do Payson AZ

Things to Do Payson AZ: September Things to Do in the Rim Country

September is a great time to get out and about. The temperatures are starting to cool off at night and the sun is less intense. Hiking, Biking, and Camping are all popular activities in the Rim Country. It is also a great time of the year to hit the ATV trails. Below are some events happening in the Rim Country during the month of September and things to do Payson AZ:

Payson Farmer’s Market: The Farmer’s market will be going on thru Saturday Sept. 19th. Remember you can find local vendors selling organic produce, milk, cheese, honey, and many more fine goods in the Sawmill complex parking lot behind Chili’s just off of Highway 87.

Labor Day Weekend: Head just north of Payson on the Beeline Highway about 20 minutes to the town of Pine, Arizona for their Labor Day Arts and Crafts Festival. Vendors from across the state will gather to sell their craft goods at the Community center located in the heart of Pine.

It’s Fair Time – Northern Gila County Fair: The second weekend of September, the 11th thru the 13th, the Northern Gila County Fair will be held out at the Payson Rodeo Grounds and Event Center. Come on out and enjoy all the animals as well as the arts and crafts. They also have a horse show, archery competition, and livestock auction. This is definitely an event for the entire family.

Octoberfest at That Brewery: Then on Sept. 26th, That Brewery and Pub will be holding an Octoberfest at their location in Pine, Arizona from 3pm until 10pm. Enjoy great German beer along with homemade Schnitzel, Brats, and Bavarian pretzels. They will have many contests including stein holding, keg stacking, yodeling & hot dog eating. A silent auction will also be held to raise money for the library. Nothing like an Octoberfest to get you in the mood for Fall.

So, these are just a few of the great events being held around the Rim Country this September. For more events and information, just visit http://www.paysonrimcountry.com If you have any questions about real estate in the Payson Arizona area, call Rory at 928-595-0136