Payson Realtor – The Importance of Timing When Selling a Home

There are many situations in which homeowners are not sure when the right time to sell their home is and that is why it is extremely important to contact a Payson realtor. The fact is that your home can be very attractive, but the timing you select can definitely affect the amount of time needed to sell your house. So, in case you want to sell your home as fast as possible regardless of the reason, then you should know that timing can be crucial. It’s also good to point out that there are certain areas there are times that are significantly better compared to others for closing deals. Learn more about the movements on the real estate market and your location so you can understand when is the right time to offer your house for sale in order to finish this process quickly. Although every location is different, there are some basic rules and facts about specific times of the year related to home selling.

Selling your home in spring

According to many experts, this is the best period of the year to sell your home. One of the things that make spring good for this activity is the fact that there are fewer festivities and holidays. In addition, people are not on their winter or summer holidays so there is a higher probability that you will sell your home fast. We must also mention that the yard is much more attractive making your home more appealing.

Selling your home in summer

Summer is another great season in terms of good weather, but the truth is that fewer people are thinking about buying a house in summer. They are usually focused on traveling and they don’t have enough time to look for a new home. So, if you are looking for buyers that are family people, you will have even fewer chances. Of course, it’s possible to sell a home in summer, but you probably won’t sell the home so fast.

Selling your home in autumn

Now here’s another excellent period of the year to sell a home. Once again, there are no holidays in sight and the weather is fine. If you are thinking about selling your home in autumn you should hurry up and put your home on sale before the holiday season.

Selling your home in the winter

Without any doubt, this is one of the most difficult periods of the year to sell a home. The first reason is the weather, which is obviously not attractive to buyers who want to check many houses before making a decision. The other reason is the holiday season which covers most of this period of the year. While it is true that people can find buyers during winter, it is also true that it’s better to wait until the second half of January when people have made their resolutions.

Keep in mind that the seasons might not have an impact on all homes, but you should definitely check market trends. Use the help of a professional realtor to speed up this process! Contact your Payson realtor, Rory Huff at 928-595-0136.

Payson Realtor – 5 Tips if Buying a house is on Your List of 2017 Resolutions

With the start of the New Year, everyone is setting the resolutions for 2017. Maybe it is to declutter the house, exercise and eat healthy, or maybe it is even to purchase a new home this year. If buying a new home is your goal, there are a few things you need to know.

Great Time to Buy: First, 2017 is a great year to buy a house. Mortgage rates are at all time lows.

Get Pre-Approved: Getting pre-approved is vital to finding your perfect house. If you wait until you find a house to get approved, you may lose the chance to put an offer on your dream home while you are waiting on the bank for approval.

Know Your Score: Same can be said with your credit score. Having a score of 650 to 750, you can buy a house, but usually at a higher mortgage rate. Anything less, could mean you are unable to purchase a home. Before starting looking for that house to buy, check your score and fix any discrepancies before hand.

Use a Realtor®: Although it can be tempting to skip using a licensed Realtor®, don’t! They are very knowledgeable in the neighborhoods, market trends, and the community. They are also very verse in negotiations and are certified to do so. They will get you the best price possible with little work on your end.

Know Your Budget: Finally, Make a budget. Know what you can afford and all costs associated with buying a house. Not always is it a wise decision for you and your family to buy a house that will put a strain on your monthly budget. It is better to go under budget in the event the unexpected happens. And of course, ensure you cross your t’s and dot your i’s before jumping into making this big purchase.

Payson Realtor – Basic Mistakes Home Buyers Should Avoid

A potential buyer needs to be more focused and attentive while engaging in purchasing a property. This is because, when you’re buying a home, you’re investing a good fortune in it. Therefore, you need to be very cautious buying a property. If things go wrong then you could be in for a substantial financial setback.

To make things easier for you, we have compiled a list of mistakes which potential home buyers should avoid.

Keep the Emotions Aside

It is a common observation that home buyers go emotional when buying a home. Emotions reduce your rational thinking leading you to make emotional decisions which may not be in your best interest.

This requires you to know your needs, wants and budget. Don’t buy a home which is too large or too small for your needs. Choose the one which is optimum for your family requirements.

Neglecting Mortgage Qualification

The most basic thing, which affects the prospect of you buying a home, is your mortgage qualification. If a lender rejects your mortgage application then it will become tough for you to generate enough money for buying a home.

Mortgage qualification demands you to improve your credit worthiness. But many potential home buyers carelessly spend money, thus reducing their chances of getting a loan

Moreover, you should seek a loan first and then search a home. If you select a home in advance and later your loan gets cancelled, then you will be in a bad position.

Not hiring a Competent Realtor®

Another mistake which home buyers usually do is not hiring a professional real estate agent. With a Realtor® who has experience and time in the market, he can guide you and point out the pros and cons of the property you intend to invest in.

Therefore, don’t hire your friend or relative for the job. Hire a professional Realtor® and let him do the rest.

Not Inspecting the Property

Don’t fall in a love at first sight, rather inspect the property, properly. You should know all of its ups and downs, before investing in it.

Neglecting Additional Expenses

Once you have bought a house, the next thing demands you to pay for its insurance, monthly maintenance, and yearly taxes. You should keep these expenses in mind before going after a home.

If you fail to pay all these expenditures then these could end causing problems for you. So, you need to choose a property which you can afford, not just one you can at the time of purchase.

If you have questions about buying a home in the Payson area, contact your Payson Realtor – Rory Huff at 928-595-0136

Payson Realtor – 5 Essential Tips for Every Home Buyer

There is no doubt that owning a home comes with many benefits. Homeowners can finally enjoy greater privacy, have predictable costs compared to renting, get a feeling of satisfaction and independence and have an investment that will probably pay off years from now. But, before you buy a home, you must do some proper research in order to get the best possible deal. After all, this is an investment that many people make once in their lifetime and it should not be completed in a hurry. That’s why we have decided to share 5 essential tips for every home buyer.

1. Finding the Right Location

Obviously, this should be one of the first things that future home buyers should do. Even the best looking property won’t be useful if it is located in a place that doesn’t suit you. So, you should check how close this property is to your work or schools in case you have children or planning to have children. In addition, access to retail stores, parks, dentists, doctors, playgrounds and other similar facilities will definitely be an advantage.

2. Choosing the Type of House You Want

There are many different types of houses and each of them has different amenities. For instance, some people prefer townhouse or ranch style houses while others like multiple stories houses. Obviously, you will need to consult your partner and children for this because you will live together in this place and you want to keep everyone happy.

3. Analyze Your Budget

There are a huge number of home buyers who make the same mistake – they are not calculating their budget before they start looking for a new home. While it is true that more expensive houses are usually more attractive, it is also true that you can find great homes that are not expensive. So, before you start with this process, assess your budget and look only for houses that are within your budget. In addition, don’t forget that besides the purchase price of the house, you will need to invest in furniture and other things in your home. If you are buying an older house, you should calculate the cost of renovation and/or remodeling.

4. Don’t Forget Your Credit Score

Since the number of people who have enough money to pay the price at once is very low, it is a good tip to check your credit score and see whether you are able to obtain that amount of money and what terms the mortgage company will provide. The simplest way to determine this is to talk to a mortgage broker.

5. Use the Help of a Professional

Let’s be clear – this is not a simple task, so it is the best idea to leave the complicated activities to true professionals in this field. Do some research and find a reliable realtor.

So, as you can see, these are just a few tips you can use buying a home. If you have questions about buying a home in the Payson AZ area, contact your Payson Realtor Rory Huff at 928-595-0136

Payson Realtor – Spring Home Staging Tips to Sell Your Home

The real estate season is upon us now that the warmer temperatures are here. Buyers will be out in full force looking for their dream home. If you are selling your home this Spring, there are many home staging tips which will make your home more appealing to buyers. Here are just a few to consider from your Payson realtor.

Curb Appeal – Let’s start with curb appeal. Now that it is spring, everyone is thinking flowers. Planting flowers in your front yard and back yard planters can really brighten up your yard. Make sure all leaves are ranked and bushes trimmed. Also, a fresh coat of paint on the front door, new door hardware and a fresh welcome mat will make your house more inviting to potential buyers.

Make all Minor Repairs – Throughout your home you may have minor repairs which have been on the honey-do-list for years. Now is the time to get them fixed. Potential buyers love a home which is move-in ready and doesn’t have a lot of items they need to put on “their to-fix-it” list.

Declutter & Depersonalize – Removing the clutter from your home not only makes it easier on you when it’s time to move but with less items in the house it makes it look bigger. Also, removing “your collections” and other personal items will make it easier for potential buyers to “picture” themselves in your home.

Spring Clean – Everyone thinks of spring cleaning this time of year but giving your home a good deep-down cleaning before you put it on the real estate market will definitely help you sell it faster. This is a great time to hire a professional cleaning company if you do not have the time or desire to do it yourself.

Update the Interior – Most potential buyers will appreciate an updated decor. Remove wallpaper and paint the walls with a neutral color. Also, removing out-dated items like heavy drapes and old flooring choices can make your home more appealing to the modern home buyer.

So, as you can see, these are just a few tips you can use when staging your home for sale this spring. If you have questions about buying a home in the Payson AZ area or thinking of listing your home for sale, contact your Payson Realtor Rory Huff at 928-595-0136

Payson Realtor – 4 Needs for a 1st Time Home Buyer

Have you been renting and now you have decided to become a home owner? Besides needing a great Payson realtor, here are four important needs for a first-time home buyer.

Need #1 – Sufficient Money for Monthly Payments – It is extremely important that you know just how much house you can afford. Be sure to calculate what the monthly house payments will be and look at your family budget to insure you can easily make those payments. It is wise to not buy a house at the highest amount you can afford. It’s better to go more mid-to-upper range. This will give you some extra room in your monthly budget for savings and the unexpected.

Need #2 – Sufficient Money for Taxes & Insurance – Remember that your mortgage is not your only house expense you will have property taxes and home owners insurance each month. You will need to plan these expenses into your monthly budget as well.

Need #3 – Sufficient Money for Maintenance – If you have been renting you may have enjoyed when something goes wrong, like a broken faucet or the oven went out, you just called the landlord and they fixed it. But now you are the “landlord” so be prepared for expenses related to the maintenance of your new home. This is the main reason not to spend all your money on your monthly mortgage payment. It allows you to save some money each month so when your refrigerator quits working you have the money to replace it.

Need #4 – A Good Credit Record – When purchasing a home, a good credit record will help you get a good mortgage at a good rate. People who have many late payments or unpaid debts in their past will likely pay higher interest rates on a home mortgage.

So, you can see, by making sure you have these four important needs you will be better prepared to become a first time home owner. If you have any questions about buying a home contact Rory, your Payson realtor at 928-595-0136.

Payson Realtor – 3 Tips to Prep Your House to Sell Fast This Summer!

Are wanting to sell your house this summer but looking for some tips to prep it to sell fast? Well, your Payson Realtor has 3 tips that will help you this summer from removing the clutter and also fixing those little repairs that need to be done.

#1 – Cut the Clutter – We all have heard it before but it really will help you sell your faster by getting rid of the extra junk and clutter before your first open house. It’s hard for potential buyers to envision themselves in your house when they are looking around piles of clutter.

#2 – Fix those Apparent Repairs – The second most important tip to make your house sell fast is to fix all those little repairs that can easily be seen by buyers. Most buyers want to purchase a home that they can quickly move into without repairing a bunch of things in the home.

#3 – Remove & Enhance – First, you want to remove any personal items from the house like collections, school pictures and child art, and family treasures. Removing these items will again help potential buyers to envision themselves living in the home. Along these same lines, you will want to remove any controversial items whether they be political or religious related that may offend others and possibly put potential buyers on the defensive as they walk through your house.

Now on to the enhancing of your house. This is mainly increasing your home’s curb appeal. Do some yard maintenance and clean up to make your house more inviting to buyers. You may also want to add a new welcome mat, potted plants, and a fresh coat of paint to the entry door to make your house more appealing to potential buyers.

So, as you can see, there are many tips to help prepare your house to sell faster this summer. And if you have any questions about selling your home and looking for a Payson realtor, contact Rory Huff at 928-595-0136

Payson Realtor – How to Stage Your House to Sell this Summer

Staging your house the right way can really help to sell it more quickly. Some staging tips like cleaning out the clutter, a lighter coat of paint on the walls, and cleaning the yard to increase curb appeal are always good. But follow these summer specific tips that your Payson realtor has to offer to sell your home fast in the summer months ahead.

Summer Colors & Scents – Bring some of the summer colors inside for a nice accent to your home. White is such a clean summer color along with vivid blue hues. Think about adding a few throw pillows and a small blanket draped over a chair in these colors. Then, we all think of apple and pumpkin spice as fall scents but for your open house this summer, how about picking up a bouquet of flowers for the table which include honeysuckle flowers or even fresh cut roses.

Move Outside – You can create a very inviting space outside on the patio which includes a nicely set table for a summer barbeque. It is a great idea to help people be able to visualize entertaining in their “new” backyard with lights, music, and all the trimmings. Fill an ice bucket with cold bottled water for open house visitors.

Light & Air – Remember to open up the curtains to let in all the beautiful, natural light for potential home buyers to enjoy during showings and open houses. If it is a warm summer day, make sure you have the inside room temperature comfortable, even it is cooler than you normally have it. Nothing will drive away potential home buyers quicker than a hot, stuff house.

So by following these summer staging tips including summer colors and scents, moving outside, and about light & air; you increase the sell rate of your home. If you have additional questions about staging your home to sell, contact your Payson Realtor Rory Huff at 928-595-0136.