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A liability waiver is a legal document in which one party agrees to release another party from certain claims or liabilities. Essentially, it is a contractual arrangement where one party relinquishes the right to hold the other party responsible for certain acts or omissions.
Liability waivers are commonly used in various activities and services where there is a risk of injury or damage. Service providers, such as real estate companies, may include liability waivers in their contracts to limit their liability for certain outcomes or unexpected events. Waivers for real estate transactions may include; Inspection Waivers, a Survey Waiver, Warranty Waivers or a Hold Harmless for any system that doesn’t pass a certain standard of inspection.
It’s important to note that while liability waivers are commonly used, their enforceability can vary depending on jurisdiction and the specific circumstances surrounding the agreement. In some cases, certain rights cannot be waived, and in other cases, courts may scrutinize the waiver to ensure that it is clear, unambiguous, and not against public policy.

Remember the fallen. Honor those who serve. Teach the next generation the value of freedom. 

Winterizing your home is essential to ensure that it remains warm, energy-efficient, and protected during the colder months. Here’s a comprehensive checklist to help you prepare your home for winter:

1. Inspect Your Heating System:
• Schedule a professional inspection of your heating system to ensure it’s working efficiently.
• Replace air filters and clean vents.
2. Seal Leaks and Gaps:
• Inspect windows and doors for drafts. Use weatherstripping or caulking to seal gaps.
• Install door sweeps to prevent drafts at the bottom of doors.
3. Insulate Your Home:
• Add insulation to your attic and walls, especially if your home lacks proper insulation.
• Consider using draft stoppers at the bottom of doors and windows.
4. Protect Pipes:
• Insulate exposed pipes to prevent freezing. Use pipe insulation or heat tape.
• Disconnect and drain outdoor hoses and shut off outdoor water valves.
5. Check Your Roof:
• Inspect your roof for damaged or missing shingles. Replace as necessary.
• Clean out gutters and downspouts to prevent ice dams.
6. Fireplace and Chimney Maintenance:
• Have your chimney professionally cleaned and inspected.
• Ensure the damper is working properly, and consider installing a chimney cap.
7. Check Smoke and Carbon Monoxide Detectors:
• Replace batteries in smoke and carbon monoxide detectors.
• Test detectors to ensure they are functioning correctly.
8. Prepare Your Windows:
• Consider using thermal curtains to help insulate windows.
• Install window film to reduce heat loss.
9. Service Your Lawn Equipment:
• Drain the fuel from lawn mowers, trimmers, and other outdoor equipment.
• Store these items in a dry place.
10. Winterize Your Air Conditioning Unit:

• Cover or remove window air conditioning units.
• If you have a central air conditioner, cover the outside unit.
11. Check Insulation in Crawl Spaces:
• Ensure that the insulation in crawl spaces is intact and in good condition.
12. Prepare for Winter Storms:
• Stock up on emergency supplies such as flashlights, batteries, blankets, and non-perishable food.
• Make sure you have a snow shovel and ice melt for walkways.
13. Programmable Thermostat:
• Consider installing a programmable thermostat to regulate heating when you’re away.
14. Reverse Ceiling Fans:
• Reverse the direction of your ceiling fans to circulate warm air downward.
15. Check Your Generator:
• If you have a generator, ensure it’s in good working order and has enough fuel.

Remember that the specific steps you need to take may vary depending on your location and the type of home you have. It’s always a good idea to consult with professionals for tasks that require expertise, such as heating system inspections and chimney cleaning.

October’s got it! From Car shows to Payson’s 50th Anniversary Celebration to Aero Fair to a Monster Mash. The month is packed with family fun.

Preparing your home for wildfires is essential to reduce the risk of damage and keep you and your family safe during a wildfire event. Here are steps you can take to make your home safer:

Create Defensible Space:

Clear away dead vegetation, leaves, and other flammable materials from your yard, creating a buffer zone around your home.
Trim trees and shrubs to create at least a 30-foot defensible space around your home. This helps slow the spread of the fire and reduces the chances of it reaching your property.
Roof and Eaves:

Use fire-resistant roofing materials like asphalt shingles, metal roofing, or tile. Avoid wood shakes or shingles.
Keep gutters and roofs free of leaves, pine needles, and debris that can easily ignite.
Siding and Exterior Walls:

Use fire-resistant siding materials such as stucco, brick, or cement fiberboard.
Avoid wood or vinyl siding, which can be highly flammable.
Vents and Eaves:

Install ember-resistant vent covers to prevent embers from entering your attic or crawl spaces.
Seal gaps between eaves and roofs to prevent embers from getting inside your home.
Windows and Doors:

Install dual-paned or tempered glass windows, which are less likely to shatter in intense heat.
Use fire-resistant exterior doors with a tight seal.
Decks and Patios:

Build decks and patios with fire-resistant materials, or consider fire-resistant coatings.
Remove flammable vegetation and materials from around these areas.
Chimneys and Spark Arresters:

Install spark arresters on chimneys to prevent embers from escaping.
Keep chimneys and stovepipes clean and in good repair.
Water Sources:

Maintain a well-functioning hose and water supply that can reach all areas of your property.
Consider installing a rooftop sprinkler system that can wet your home and surrounding areas during a wildfire.
Storage and Outbuildings:

Store firewood, propane tanks, and other flammable materials away from your home and in a fire-resistant storage shed.
Keep outbuildings and sheds clear of debris and vegetation.
Emergency Supplies:

Create an emergency kit with essentials like water, non-perishable food, first aid supplies, flashlights, and important documents.
Make sure all family members know the location of this kit and have a designated meeting place.
Evacuation Plan:

Develop and practice a family evacuation plan. Know multiple evacuation routes and have a designated meeting point outside your neighborhood.
Stay informed about local fire conditions and evacuation orders.
Insurance and Documentation:

Review your homeowner’s insurance policy to ensure it covers wildfire damage.
Keep important documents, such as insurance policies, birth certificates, and passports, in a fireproof safe or a safe deposit box.
Community Efforts:

Participate in community fire prevention programs, such as Firewise USA, to collectively reduce wildfire risks in your neighborhood.
Stay Informed:

Monitor local fire and weather conditions, and follow any evacuation orders or recommendations from authorities.
Remember that no preparation can guarantee complete protection from a wildfire, but taking these steps can significantly reduce the risk to your home and increase your chances of staying safe during a wildfire event. Always prioritize safety and be prepared to evacuate if necessary.
FirewiseHowToPrepareYourHomeForWildfires