404 S Ponderosa Street, Payson, AZ 85541 (MLS# 94601)
$475,000
Payson, AZ 85541
MLS# 94601
3 beds | 4 baths | 1296 sqft

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Property Description
This beautiful yet affordable home is right in the center of town, quiet yet close to everything. Consists of a main home and a small apartment with a separate entrance. The main home has 2 master bedrooms with ensuites, and a half bath on the main level for guests. The kitchen has custom paint and cabinets, upgraded GE slate appliances, and a free-standing center island that remains with the house. Create your own split floor plan home with room for everyone, or own an investment property here in the cool Payson area. Here are a few ''extras'' we want to make sure you know about: New upper roof Fall '25 (all except the little piece over the front porch), fully fenced large side yard, trex decking, newer laminate flooring, energy efficient, paved parking, RV hookup and Storage. Walk-out basement in the back is a small apartment with 1 bedroom, a second room that consists of a kitchenette/living room combo, and a spacious bathroom. It currently has a tenant making good money. It could become an adult child's or grandparents's living quarters, a guest apartment, or an income unit. Includes: Two-door 10 cu ft fridge Microwave Toaster oven Full-size sink with disposal Flip-up countertop extension Under-cabinet dimmable lighting Large pantry Range hood with ducted exhaust fan Induction cooktop can be put away in pantry or used on the patio with an ext cord Ceiling fans in bedroom and kitchen/living room 43'' smart TV Flip-up coffee table Kitchen/livingroom has hard flooring, bedroom has new carpet. Unit is bermed up (half under ground) and so needs less heating/cooling Window a/c and in-wall heaters Full-sized bathroom with roomy shower and built-in linen closet North-facing pavers patio with pavers, table, chairs, umbrella, and 3-string patio lights, is shrubbery - secluded.
Details
Status Change Info
Status: Active
Contract Information
Status: Active
Property Sub-Type: Site Built
List Price: $475,000
Current Price: $475,000
List Price/SqFt: 366.51
List Date: 2026-09-04
List Type: Exclusive Agency
Foreclosure: No
Location, Tax & Legal
Street #: 404
Direction: S
Street Name: Ponderosa
Suffix: Street
State: AZ
Zip Code: 85541
Area: Payson Southeast
Sub Code: Mogollon Rim Add Amd - PSE
County: Gila
General Property Description
Acres: 0.22
Lot Dimensions: 132'x100'x77'x49'x74'
Bedrooms: 3
Total Bathrooms: 4
Baths - Full: 1
Baths - 3/4: 2
Baths - 1/2: 1
Apx SqFt: 1296
Apx SqFt Range: 1251 - 1500
Source of SqFt: Assessor
Year Built: 2019
Waterfront: No
Horses: No
View: No
Fireplace/Stove: No
To Show
Showing Service Name: Broker Bay
Siding
N/A - Other: composite
Homeowner's Assoc
N/A - Other: none
Property Features
To Show: Text/Call Listing Agent
Location: In Payson City Limits
Style: Basement; Ranch
Parking Features: RV Access/Parking; Parking Pad
Levels: Multi-Level
Construction: Wood Frame
Roof: Asphalt Shingle
Basement: Finished; Walk-Out Access
Fencing: Chain Link; Partial
Other Structures: Guest House; Storage
Exterior Features: Covered Deck; Covered Porch; RV Hookup
Interior Features: Dual Pane Window; Smoke Detector(s); Guest Quarters
Sub Floor Type: Wood
Floor Covering: Carpet; Laminate
Kitchen Features: Refrigerator; Electric Range; Dishwasher; Garbage Disposal; Pantry; Built in Microwave; Kitchen Island
Dining Room: Kitchen-Dining Combo
Laundry: In Hall; Upstairs
Water Heater: Electric
Cooling: Central Air; Ceiling Fan(s)
Heating: Forced Air; Electric
Utilities Available: Electricity; Piped Propane; Town of Payson Water; Sewer Hooked In; Phone Available; Cable Available; Trash
Possession: Close Of Escrow
IDX
Listing Office: Real Broker
Last Updated: September - 04 - 2026
All information is deemed reliable but not guaranteed. The listings on this site are displayed courtesy of the IDX program of Central Arizona BOR and may not be the listings of the site owner.
